101 Best Lenders

1. Roll in your costs. We can roll your cosing costs and/or escrow into your loan when you do a refinance. The advantage is that you will pay market rates. Your monthly payment will be less. Generally, If you plan to keep your loan for two or more years, this would be the best loan for you.

2. The second program, A "No Lender Fee" loan, sometimes advertised by banks, usually will not cover the title, escrow, and other outside charges you may need to complete the refinance. Depending on your loan amount, "A No Lender Fee " mortgage is typically .500% higher in rate than the roll in your costs mortgage.

Tell us what you are trying to do and let us give you some options when looking into a "no cost" refinance.

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101 Best Lenders

    "I saved over $900 per month on my mortgage when I refinanced with 101BestLenders.com."
Thank You,  Luis B. Phoenix, AZ"

    "I went to my local bank and they said I couldn't qualify for my dream home, after I declared bankruptcy due to medical problems. I was going to give up on owning a home. Then I applied at 101BestLenders.com and one of your loan specialists called me and told me they knew how to get my loan financed. Not only did they get my loan financed - I got a great rate! Thank you so much!  Kelly T. Scottsdale. AZ"

"101BestLenders.com really knew how to make refinancing my home a pleasant experience. It was a pleasure doing business with you! You refinance my home in less then 21 days. Thank you! Dr. B. - Paradise Valley, AZ Resident."

"Your loan specialists delivered the rate you quoted me upon our initial application and the Fees were exacty the same when I went to close the loan. I will refer you to all my associates. Thank You! Tom T. Scottsdale."

"I was referred to 101BestLenders.com from my Real Estate Agent. We had some credit issues you had to deal with, to make my loan work. We sincerely appreciate the work you did to make our dream come true. Lisa. P. Chandler."